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Money Journal

How do I create a recurring expenses?

You can create recurring expenses.


Each cycle transaction starts off with a fixed amount that you set while creating the category, however you can edit the amount each cycle if your bills or income have variable amounts each cycle.

What is the difference between the currency settings on more, wallet and categories?

Budget Tracker provides you flexibility to control currency at different levels. The default currency on the app is based on your location, so if you’re located in Canada, your currency will default to CAD when you create an account. You can navigate to the Profile > Currency to change this default currency after creating an account.


Wallets also have a currency setting which overrides your account’s currency. A common use case for this is having a different wallet to manage overseas transactions. When you view and open a wallet, all amounts for that wallet are displayed in the wallet’s currency.


Categories you create also have a currency setting, which defaults to the wallet’s currency. You may want to create wallets with categories that have different currencies.


Finally, transactions also have a currency setting. When a transaction is created the transaction’s category currency is used as a default.

What is a cycle?

A cycle refers to a set period of time. There are different cycle types that have different periods of time:

  • Daily: 24 hours

  • Weekly: 7 days

  • 2 weekly / Fortnightly: 14 days

  • Monthly: depending on the given month

  • Yearly: 12 months

Why does the start date and end date keep changing when I change cycle settings?

To simplify how transactions are tracked and calculated the start date and end date are automatically adjusted so that any cycle setting changes include a complete cycle only.


For example if you initially had a monthly cycle that started on January 1 (Thursday) but later changed it to a weekly cycle that starts on a Monday, the start date would be adjusted to January 5 (Monday). This ensures that calculations are accurate and include a full week, not a partial week.

What is rollover?

Your budgets have a setting called “rollover”. When you enable rollover any amount over or under your budget limit from the previous cycles will be carried over to the limit for this cycle. For example if you had a budget of $200 per week and last week you went over your budget by $100, then this week your budget limit is only $100.

How do I change my username?

Contact the support team in order to change your username:


Need help in using Budget Tracker? Here are answers to frequently asked questions about the app.

How do I change my email address?

Contact the support team in order to change your email address:

How does the app work?

There are three key concepts to understand in Budget Tracker: budget, expenses and income. 


Budgets serve unique purposes that are tailored to a specific aspect of financial planning, for example: saving money, budgeting or tracking bills. Each wallet type has its own functionality that has been designed to make it easy for you to plan your finances.


All events that involve movement of money are captured in Fold as transactions. Each transaction belongs to a wallet and contains details such as an amount, description and date. 


To make sense of your transactions you can create and personalise your own categories. Categories are used as a way to group your transactions in a meaningful way.

You can delete your account on the app. Go to the 'Profile' screen. Scroll to the 'Account' section at the bottom of the screen. Then tap 'Delete Account'

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